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Accepted Health Insurance Plans

Harvard Vanguard accepts most insurance plans1 and most indemnity and Medigap plans.

Please note that the insurance plans listed below are independent insurance plans; they are not affiliated with Harvard Vanguard Medical Associates. If you have questions on your individual insurance plan (what it covers, what your benefits are, etc.) please contact the insurance plan - the company through which you have your insurance.

If you have questions about whether or not your insurance plan is accepted by Harvard Vanguard Medical Associates, call 1-800-249-1767. We may not accept every product from these insurance plans listed below. Please check with us to confirm participation.



  • Aetna
  • (Please note: We do not accept Aetna Medicare Open Medicare Private Fee-for-Service Plan and are out-of-network for Aetna Golden Choice Medicare PPO)

  • Blue Cross Blue Shield of Massachusetts
    • Access Blue
    • Blue Choice
    • Blue Care Elect
    • HMO Blue (including Harvard University Group Health Plan)
    • Managed Blue for Seniors
    • Medex
    • PPO or indemnity plans

    (Please note: We do not accept Blue Medicare PFFS and are out-of-network for Medicare HMO Blue and Medicare PPO Blue

  • HMO plans
    • FCHP Select Care
    • Premium Saver Value/Basic
    • Care Choice
  • POS plans
    • FCHP Flex Care Select
    • FCHP Flex Care Direct
  • PPO plans
    • Fallon Preferred Care
  • Indemnity plan
    • Major Medical

    (Please note: We do not accept FCHP Direct Care (Commonwealth Choice or Medicaid) or Fallon Senior Plans)

  • Harvard Pilgrim Health Care
    • HMO
    • POS
    • PPO
    • Choice Plus PPO
    • Options PPO
    • Harvard Pilgrim/United Healthcare Passport Connect
    • Medicare Enhance

    (Please note: Harvard Vanguard participates in HPHC Primary Choice HMO (GIC), but not all non-Harvard Vanguard preferred specialists or hospitals are in this network.)

  • Tufts Health Plan

    (Please note: We are not part of the Tufts Select Network - Commonwealth Choice plan. Also, Harvard Vanguard does not participate in Tufts Health Plan Spirit EPO (GIC) product. )

Additional Insurance Information:

  • We do not accept Secure Horizons
  • We are out-of-network for United Medicare Complete
  • We are out-of-network for all Fallon Senior Plans
  • We do not accept Coventry Advantra Freedom

1: For Behavioral Health services, please verify with your health insurance company that Harvard Vanguard is in your network before scheduling an appointment.